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Don’t Let Social Security Get Unsecure

phone-scam-adjThere is a lot of concern today about Social Security and just how financially secure it is. This alone makes many seniors feel insecure. While that is an important matter, there is another threat that can affect anyone who has a phone. This threat can affect your bank account and your peace of mind. It's the Social Security Phone Scam, and it is easy to avoid.

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Hot Tips for Keeping Cool in the Summer

thermometer hot heatThe younger generations may think there is nothing “cool” about being a senior, but keeping cool during the summer heat is vital for your health.

 

For some reason, age 65 seems to be the turning point for a senior’s ability to handle very hot weather. The CDC and other experts warn that men and women 65 and older are more prone to heat-related health problems than younger folks. To complicate matters, the elderly may not recognize the symptoms of heat-related dangers.

Following are some reasons why seniors are more vulnerable, and some tips for keeping safe in the summer heat.

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COVID Concerns and Can-Do Attitudes for Senior Citizens

Mask and glasses reducedWe may try to avoid it, shut it out, ignore it, and minimize it, but we can't escape this COVID-19 pandemic. We may not contract the disease, but reminders are all around us: masks, closures, constant updates, and isolation. Thinking "happy thoughts" about it won't make it go away, but our thoughts (and attitudes) have a lot to do with how we cope with this new, unexpected life.

Here are some things to think about that may lift up and refresh your spirit during down times.

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What Days Is Today?

No, that title is not a misprint — it signifies that every day is more than one day. How is that possible? Just ask the people who bring us National Sauntering Day (June 19), Towel Day (May 25), Cook Something Bold and Pungent Day (November 8), and even serious ones, like National X-Ray Day (also November 8), and World Rainforest Day (June 22). And, yes, every dog has his day: August 26.

It seems every day is special to someone. Whether you like onion rings and chocolate éclairs, like to do puzzles or your husband is a curmudgeon, or have a boss or are a boss, there is a day for you to celebrate your special interest. Websites such as daysoftheyear.com let you browse a calendar to find what special days, weeks, and months are coming up so you can get ready with your balloons and Kouign Amanns for June 20. (A kouign amann is a kind of cake, made with lots and lots of butter. In fact, the recipe calls for so much butter that the dough is puffed up by its cooking and leaves it looking like a pastry.)

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There’s More to Healthy Retirement Living than Washing Hands and Wearing Masks!

Living in a retirement village can entail a certain amount of isolation, and that can seem magnified — and even unbearable — during times of crisis. Self-quarantine, masking, social distancing, and other mandated precautions can seem eerie and strange and serve to limit human contact and restrict your freedom. It doesn’t have to stop you from pursuing a healthy, happy life!

 

Staying positive is a state of mind, an attitude, a desire to expand yourself in a closed environment. Although social activity may be somewhat curtailed, you can find opportunities to be inspired and active without tripping over all the bad news that’s out there.

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Retired? Time to Go Back to School!

Do you remember your school days (Or is it “daze”?). If you don’t, then maybe it’s time to go back to school!

 

 

The retirement years are usually a time for downsizing — moving into a smaller residence, shedding those leisure suits and folk-embroidered Hungarian blouses you hoped would come back in style, and selling the gardening equipment. However, it is also true that a lot of physical downsizing happens as well, even in the brain.

 

 

The brain can shrink up to 15% between the ages of 25 and 70 or 80. This can cause not only irritating disorientation and confusion, but also a loss of interest in formerly-treasured activities and an overall lack of motivation. Just like other forms of physical decline, this can be improved by exercise — sort of a cerebral weight-lifting program.

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Phone Fraud, Savings Scams, Personal Pleas — Don’t Be a Victim!

If you have a phone (even a landline), own (or have even seen) a computer, or have a front door, you are vulnerable to scams, frauds, and identity theft, oh my! This series of articles is not meant to scare you into seclusion, but to awaken you to awareness of what is out there and how you can keep from becoming one of the millions of people who were scammed out of their money last year alone. According to the Federal Trade Commission (FTC), in 2018, they received 3 million reports of scams, totaling $1.48 billion (with a “b”) in lost money. Although people in their 20s fell victim more than people in their 70s, the latter group lost more money per capita, the median being over $700. Another surprising fact is that it seems seniors are more reluctant to report these events than are younger victims. The reasons for the differences are not clear, but what is clear is that seniors are targeted as much as anyone else and must learn how to defend against the perpetrators.

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