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Planning for End-of-Life Issues

 

Preparing to Cross the Finish Line

 

Since the beginning of time, humans have pondered end-of-life issues. Over 200 years ago, Benjamin Franklin wrote, “In this world nothing can be said to be certain, except death and taxes." And where is he now? Woody Allen famously said, “I'm not afraid of death; I just don't want to be there when it happens.”

Mr. Franklin was right; however, we know when taxes are due, but we don’t necessarily know when the Grim Reaper will show up. And Mr. Allen aside, we will be there when it happens, and so will those we leave behind. It behooves us, as a kindness to our loved ones, to plan for that final appointment.

Death is an unpleasant subject but it stalks everyone, from infants to centenarians. It can come without warning, so the time to prepare is now, especially if you or your loved one has heartfelt wishes for how the final years are spent.

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Financial Planning for Future Care

Fixed Incomes and Family Finances

Financial planning seems to be an endless process. Your parents planned for your future; as you grew up, you planned for your spouse and children; as the nest emptied out, you planned for your retirement. And now, the cycle takes a turn: you may be planning for your parents’ future, especially if dementia or other senior-care needs are thrown into the mix. If that is the case, the time to start planning is now.

The costs for senior care can take you by surprise, and may change as the senior's needs change. You can explore your options with insurance and other benefits, but don’t expect outside assistance to cover all the costs. The following are some common costs to keep in mind, as well as the fact that costs may vary according to your location and providers.

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Legal Planning for Dementia Caregivers

The Patient’s Will for a Last Will

The stereotypical opening line of a last will and testament begins with, “I, (name), being of sound mind, do hereby bequeath . . . " Then, the testator lists the beneficiaries of his or her estate and other last wishes. The “sound mind” part is key to establishing the validity of the will and making sure the testator’s last wishes are carried out. When a loved one has been diagnosed with dementia, it is important for the patient and caregivers to initiate legal procedures, like wills and power of attorney, while the patient can actively and coherently participate (*legal capacity).

Putting legal matters in order in advance can prevent confusion and even conflict over caregiving responsibilities and inheritance matters. It allows time to navigate complex legal and financial issues that can arise with long-term and end-of-life care situations. (NOTE: This article is not intended to provide legal advice and should not be taken as such.) 

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Safety Tips for Senior Traveler Trips

One of the joys of retirement is the ability to travel without worrying about missing work. Now you can visit some of those places you worried about missing when you were tied down to a job, and not worry about safety.

 

Besides the toothbrush and travel alarm clock, there are many things a senior must consider before locking up the house and leaving your worries behind. For example, you don’t want to leave your medications and important papers behind. Here are some tips to help your vacation go as smoothly as possible.

 

Help Tips Don’t hesitate to ask for help when you need it. Ask a seasoned traveler to help you plan your packing. Check your passport, license, and other ID papers (including the new REAL ID), to make sure they are in order and won’t expire while you are away. Leave your itinerary, accommodations, schedule, and contact information with a trusted friend or relative who can contact you — and whom you can contact — in case of emergency.

 

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Tips for Choosing a Complementary Healthcare Approach

choose complimentary and alternative healthcare carefullyMillions of Americans use complementary health approaches. Like any decision concerning your health, decisions about whether to use complementary approaches are important. The National Center for Complementary and Integrative Health (NCCIH) has developed this fact sheet to assist you in your decision-making about complementary health products and practices.

 

Take Charge of Your Health

Be an informed consumer. Find out and consider what scientific studies have been done on the safety and effectiveness of any health approach that is recommended to or interests you.Discuss the information and your interests with your health care providers before making a decision.

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6 Reasons to Add Hydrotherapy to Your Self-Care Routine

Good advice for caregivers and patients alike

(BPT) - Unwind, relax and rejuvenate — these are the words associated with enjoying a warm bath. hydrotherapyBathing is an indulgence that has remained popular for centuries and is especially important today as you work to find balance in a fast-paced lifestyle.

Hydrotherapy provides the perfect solution with innumerable benefits in self-care, wellness and general de-stressing. Here are some of the main benefits:

Boost your immune system

Hydrotherapy helps increase blood flow and the circulation of white blood cells around the body. This assists your immune system in collecting and removing unwanted materials from the body, which strengthens your immune system to fight colds, the flu and other illnesses.

Reduce tension and relieve pain

The weightlessness you experience in water helps relieve tension in your arms, legs and back, soothing

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Spotting the Signs of Elder Abuse

Abuse can happen to any older person. Learn about the different types of abuse, how to recognize the signs, and where to get help.  

Share this infographic and help spread the word about the spotting the signs of elder abuse. Click on the social media icons above, or copy and paste the URL and post it to your account (Twitter, Facebook, etc.).

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